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Do you have core values? .... REALLY?!

One of the strengths of our country is our diversity. But it also leads to a significant problem: a failing sense of core values. We are a country of confused values and beliefs. The image above was produced by one group within a company visualizing a company's values. The image below is the representation of a different group within the same company visualizing their view about their company's values.

I'm involved with several different organizations that have espoused certain "values" as underlying their company activities.  However, the reality is that the decisions made by some executives of these companies is not consistent with their espoused values. This leads to a confusing set of actions, and if not corrected, disenchantment by employees, customers and stakeholders.

As many of you know, I've had 2 "tours of duty" with Apple Inc. And I'm amazed at how that experience, combined with my spiritual and academic training has combined to make me who I am. Here's a historical video of Steve Jobs that combines business with values.

 

For those of you who are running your own businesses (and many of you are even though you don't consider yourself to be), take this to heart. 

Know who you are - know your values - and make your decisions out of those values.

 

Best to you,
 
Jim Herrera
 
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Foreclosure Information

Hello all!

I've aggregated a series of forclosures articles that have been produced by NAR. I hope you find them interesting and informative.

Best to you,

Jim Herrera

Follow me on
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• 

  (New!)

  When is Foreclosure Removed from Your Credit Report?

  Use this handy guide to figure out how quickly you can buy a home after a major financial setback when applying for a loan through FHA, Fannie Mae, or Freddie Mac. Read

• 

  Foreclosure Alternative: The Short Sale

  A short sale is far from hassle-free, but it’s a better alternative than foreclosure. And now you’ve got a little help from your friends in D.C. Here are the facts about short sales and how to get started. Read

• 

  How the Foreclosure Crisis Costs You Money

  Foreclosure may seem like someone else’s problem, but when it happens in your neighborhood, it’s going to cost you money, too. Read

• 

  5 Steps to Owning a Home Again After Foreclosure

  Foreclosure is just a one-time event—with discipline and perseverance, you can get a mortgage and become a homeowner again. Read

• 

  How to Talk to Your Lender About Foreclosure

  When facing foreclosure, the first step is to get in touch with your lender to discover your options. Read

Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®

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Virtues and Values: What is your personal "Code of Ethics"

Good morning!

I'm reminded this morning of a conversation I had with a dear friend who told me that she was feeling "blah" and didn't have any motivation. It struck a chord with me, as I had been feeling similarly for the past couple of weeks. But I discovered my way out of my "funk" when I started reviewing some old personal development books and recordings.

Around 1730, while in his late 20s, American publisher and future statesman Benjamin Franklin listed thirteen virtues that he felt were important guides for living. Along with each virtue Franklin included a principle to follow that—in his opinion—would define a person of good character. The virtues can be divided into personal behavior and social character traits. Franklin tried to follow these guides in his life, although he often went astray (we all do from time to time). These thirteen virtues may be worthwhile to consider following in your own life.

 

Here are Franklin's thirteen virtues and their principles divided into personal and social character traits.

Personal

The eight personal virtues relate to your attitudes toward activities and their challenges. Good personal character traits will better your chances of success in achieving your goals.

• Temperance: Eat not to dullness; drink not to elevation.
• Order: Let all your things have their places; let each part of your business have its time.
• Resolution: Resolve to perform what you ought; perform without fail what you resolve.
• Frugality: Make no expense but to do good to others or yourself; i.e., waste nothing.
• Moderation: Avoid extremes; forbear resenting injuries so much as you think they deserve.
• Industry: Lose no time; be always employed in something useful; cut off all unnecessary actions.
• Cleanliness: Tolerate no uncleanliness in body, clothes, or habitation.
• Tranquility: Be not disturbed at trifles, or at accidents common or unavoidable.

Social

These five social virtues that Franklin stated concern your attitudes toward people with whom you have dealings. Good social character traits result in other people wanting to do business with you or to have relationships with you.

• Silence: Speak not but what may benefit others or yourself; avoid trifling conversation.
• Sincerity: Use no hurtful deceit; think innocently and justly, and, if you speak, speak accordingly.
• Justice: Wrong none by doing injuries, or omitting the benefits that are your duty.
• Chastity: Rarely use venery but for health or offspring, never to dullness, weakness, or the injury of your own or another's peace or reputation.
• Humility: Imitate Jesus and Socrates. (Interestingly, humility was not on Franklin's original list. Later in his life, he said he had presented his original 12 to a minister who advised Franklin that this virtue was missing. Franklin added it, but never really believed in it.) 

How Did He Apply These Principles

 

 

Franklin placed each one of the virtues on a separate page in a small book that he kept with him for most of his life. He would evaluate his performance with regard to each of them on a daily basis. He would also select one of the virtues to focus on for a full week.

Franklin also often emphasized these virtues in his Poor Richard's Almanack.

Reality

Although Franklin tried to follow the virtues himself, he sometimes strayed from his good intentions. For example, in his Almanack, Poor Richard (Franklin) gave this advice:

"Be temperate in wine, in eating, girls, and cloth, or the Gout will seize you and plague you both."

Meanwhile, Franklin relished his food, womanized and sometimes dressed to impress people. His food and wine-drinking habits led him to be plagued with the gout for much of his life. But still, the positive growth in his lifetime was evident in his successes and influence on a young America.

 

Can You Apply These Principles?

 

The thirteen virtues are a good guide for you to follow. In fact, keeping track of how well you do in maintaining the virtues and having positive character traits, as Franklin did, is worth trying.

You also need to realize that no one is perfect. Forgive yourself when you have setbacks. But get back on the tracks and get going! And another thing, these thirteen virtues seem to imply that you must be extremely diligent and hardworking. But remember the saying in Poor Richard's Almanack that "all work and no play make John a dull boy," so you can overdo things too.

The main idea is to be on the journey; to becoming a better person of good character each day and each week. Who knows where this might take you!

What do you think? 

Best to you,

Jim Herrera

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